1. DO NOT apply for a new credit card. Remember, when you
apply for a new credit card it can be BAD and look poorly on your credit
rating.
2. DO NOT buy a new car. If you would like to live in a new
car instead of your dream home, then go ahead and pick one up!
3. DO NOT go furnish the home before you own it! We all know
that you already picked out that new couch, entertainment center and flat
screen TV. Avoid buying them until AFTER closing on your new home.
4. AVOID changing jobs! Although job changes can provide
better pay OR a chance for advancement, it could delay your quest for
home ownership.
5. DO NOT close any credit accounts. It makes sense to clean
up your finances by cancelling unused credit cards and transferring balances to
other cards to get a lower interest rate when you’re offered them. DON’T DO IT!
This can be a bad move for your credit score.
6. DO NOT move money without a paper trail!!!! Your lender is
going to need documentation for all your transactions to make sure you REALLY
have enough money.
7. DO NOT start your home search without contacting me first!
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