Just because you have been pre-approved and have your future dream under contract does NOT mean you can sit back and assume the home is yours. While most of the hard work is done, there are still some things you need to avoid delays in your journey to home ownership!




1. DO NOT apply for a new credit card. Remember, when you apply for a new credit card it can be BAD and look poorly on your credit rating.



2. DO NOT buy a new car. If you would like to live in a new car instead of your dream home, then go ahead and pick one up!




3. DO NOT go furnish the home before you own it! We all know that you already picked out that new couch, entertainment center and flat screen TV. Avoid buying them until AFTER closing on your new home.


4. AVOID changing jobs! Although job changes can provide better pay OR a chance for advancement, it could delay your quest for home ownership.


5. DO NOT close any credit accounts. It makes sense to clean up your finances by cancelling unused credit cards and transferring balances to other cards to get a lower interest rate when you’re offered them. DON’T DO IT! This can be a bad move for your credit score.

6. DO NOT move money without a paper trail!!!! Your lender is going to need documentation for all your transactions to make sure you REALLY have enough money.



7. DO NOT start your home search without contacting me first!





Watch This Video!

Things you don't want to forget to check when you think you've found the perfect home:




CLICK HERE!!! to start your Lake Martin Area Home Search!

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